Investment Products: Fixed Income
Our philosophy in the construction of fixed-income portfolios revolves around the following factors: preservation of capital; liquidity/marketability; quality; diversification and value-added trading.
Guardian’s approach to fixed-income management is value-driven. Our decision-making process includes five disciplines to overall portfolio construction. These are:
- duration management
- term structuring
- sector weighting
- security selection
- value-added trading
There is a strong emphasis on risk management. As well, portfolios are well diversified by term, sector, issuers, issues and quality. Credit analysis is also an integral part of the decision-making process.
