Investment Products: Non-Canadian

U.S. Equity
Guardian Capital US Equity product is designed as a diversified portfolio by sector/industry and security selection. The investment style is growth-at-a-reasonable price.

The portfolio is well diversified with mid to large cap bias. The overall emphasis combines a bottom-up view (approximately 90% with a tactical sector tilt) and a top-down view of approximately 10%.

Overall, the selection universe consists of more than 500 companies. We use a proprietary screening model and the portfolio has between 30 to 60 names. The maximum exposure to a single holding is 5% at the time of purchase while no single sub-sector has a weight greater than 25% of the Fund. The Fund will have no more than 5% sector deviation from the Index.

International Equity
Guardian Capital International Equity product is designed as a diversified portfolio by sector/industry and security selection. The investment style is growth-at-a-reasonable price.

The portfolio has a mid to large cap bias. The overall emphasis combines a bottom-up view (approximately 90% with tactical regional and sector tilts) and a top-down view of approximately 10%.

Overall, the selection universe consists of over 1200 companies. We use a proprietary screening model and the portfolio has between 40 to 60 names. The maximum exposure to a single holding is 5% at the time of purchase while no single sub-sector has a weight greater than 25% of the Fund. The Fund will have no more than 5% sector deviaqtion from the Index. The portfolio can have up to 15% exposure to emerging markets.

Global Equity
Guardian Capital Global equity product is designed as a diversified portfolio by sector/industry and security selection. The investment style is growth-at-a-reasonable price.

The portfolio has a large cap bias. The overall emphasis combines a bottom-up view (approximately 90% with tactical regional and sector tilts) and a top-down view of approximately 10%.

The Global Equity Team utilizes an internally-generated proprietary, multi-factor modeling framework called GEMX (Guardian Equity Managed Platform). GEMX screens over 2000 companies around the world and ranks these companies as to their attractiveness, one against another, based on 34 different factors. The Portfolio Managers then fine-tune the "buy" list for portfolio inclusion.